Commercial Finance to Help Your Business Grow

Tailored Commercial Finance Solutions for Your Business

At Coast Finance, we understand that business finance needs are as unique as the businesses themselves. Whether you’re looking to purchase commercial property, start a new business, fund equipment, or access working capital, our commercial lending solutions are designed to help businesses across Newcastle, Lake Macquarie, and the Hunter Region grow and succeed.

Our team’s extensive experience in commercial finance and deep knowledge of business landscapes mean we’re well-equipped to guide you through the lending process. We work closely with you and any of your trusted financial advisors to understand your business vision and tailor solutions that provide sustainable growth and flexibility.

Our Commercial Lending Services

Commercial Property Loans

Are you looking to purchase premises for your new or existing business? Are you looking to enter the commercial property investment market or looking to expand your investment portfolio? The right structure can be key to maximising returns and managing risk - we have Brokers with years of experience in the commercial property market to talk you through the options.

Property Development Finance

Development can cover Residential, Commercial, Industrial & Mixed-use properties. A lenders’ ability to assist can be dependent on so many factors - we have the experience to explain all options available starting with small scale dual occupancy developments right through to large scale commercial or residential projects. Save yourself some time & money – talk with our team upfront.

Equipment & Vehicle Finance

Purchasing new equipment, vehicles or machinery can be an essential way to assist businesses as they grow. Financing through Equipment & Vehicle Finance can be a great way to preserve capital by tailoring terms and structures to best meet your requirements. Let us find you the best deal so that you can concentrate on your core business. Our team are very experienced with developed relationships with lenders to negotiate the best repayments and structures for you.  We will work closely with you and any of your trusted advisors to secure the most comprehensive solutions for your business.

Business Loan

Are you looking to purchase a business, expand your existing business or seek better financing alternatives for any existing business debt? Access to finance with the most appropriate structure & terms can be one of the most important things a business owner needs.  We’re here to help.

Why Choose Coast Finance?

Choosing the right finance partner can make all the difference in achieving your financial goals and securing your future. At Coast Finance, we understand that every client’s situation is unique, which is why we take the time to listen and fully understand your individual needs, aspirations, and challenges.

With a combination of deep industry knowledge and a personalised, client-focused approach, we don’t just offer loans, we provide lending solutions that are carefully crafted to align with your specific circumstances and long-term objectives. Whether you’re buying your first home, expanding your investment portfolio, or growing your business, we work closely with you to simplify the finance process and deliver outcomes that empower you to move forward with confidence and peace of mind.

Personalised advice tailored to your financial situation
Access to a wide range of lenders and loan products
Experienced and local brokers simplifying finance options

Clear guidance and trusted support every step of the way

Our process

Step 1: Understand your goals

We start with a no-obligation chat to understand your financial needs, whether you are looking to buy a home, expand your business or looking to refinance. We’ll ask the right questions to get a clear picture of your goals.

Step 2: Providing tailored lending solutions

Based on your objectives we research and compare loan options across a range of lenders. We’ll then present you a short list of finance options that are transparent and flexible to best aligns with your needs, cashflow & timelines.

Step 3: Secure the right loan

Once you’ve made your choice and are read to proceed, we will handle all the finance application and communication with your lender. We will keep you informed every step of the way and will be by your side to make it the whole process as smooth as possible.  

Step 4: Documentation & Settlement

We coordinate the required paperwork and work directly with the Lender, Solicitor, Accountant and any other parties to ensure there is a smooth settlement and loan drawdown process.

Step 5: We’re here for the long term

We stay connected fully beyond settlement and are always here to answer any questions, review your lending and assist you with future needs including changes as your business and life evolves.

Client Testimonials

Garry, Jarrod and the team at Coast Finance have assisted us with several commercial transactions over the years. I could not recommend their services highly enough; their understanding of the entire development process, from feasibility to lending and development costs, is second to none.

They have done incredible work to secure lending in tight situations on tight timelines.

Adon

Client Testimonials

My husband and I had a great experience with Garry and his team. They were professional , super responsive, and incredibly knowledgeable. They were really patient to explain all our options clearly and guided us through out the process seamlessly. We highly recommend Garry and his to anyone looking for a reliable and trustworthy mortgage broker!

Josu

Client Testimonials

Natalie, Sharon & Nivek made financing and purchasing our new home a breeze. While we fell in love with the home they did all the hard work. Nothing was too much trouble, phone calls were answered every time, queries were answered and attended too with no hassles. And best of all they were just lovely people to deal with. Wish i'd met them years ago!

Mark S.

Client Testimonials

Natalie at Coast finance was truly excellent. She made the process of buying a house as stress free as possible. She made the loan applications and transfer of security for our home and business loans very straightforward, even though it wasn’t a simple application. Will be using again for all personal and business finance needs.

Nicholas

Client Testimonials

Garry did a brilliant job at arranging finance options for my new investment. I ended up with a deal not so easily available and is a game-changer. Definitely be going back to Garry for my next deal.

Richard

Client Testimonials

I could not speak more highly of Natalie Spence and the team from Coast Finance Group. They acted very quickly and efficiently to organise finance for me ensuring that I was kept informed every step of the way. Thank you Natalie.

Judy

Client Testimonials

Garry and the team at Coast were excellent to work with. The communication was great, service fast and friendly, and overall it was a great customer focused experience that I can recommend to others looking for an honest mortgage broker.

Mark

Client Testimonials

We were introduced to Natalie, Nivek and the Coast Finance team by our financial adviser, and could not recommend them highly enough. Natalie went above and beyond throughout the entire finance process. She was transparent, proactive and genuinely invested in getting the best possible outcome for us, which stood out from the beginning.

The level of confidence, professionalism and knowledge across the team was immediately apparent and made a huge difference when navigating a process that can be quite complex and stressful. Even though much of the work happens behind the scenes, it was obvious there was a lot of effort going into every step. No question was ever too much, and we always felt like Natalie and Nivek were genuinely advocating for us rather than just pushing through another application.

We’re incredibly grateful for all the hard work from the whole team and could not have asked for a better experience. Highly recommend.

SuperValley22

Client Testimonials

We have successfully resolved numerous loan finance activities in the last two years - and all have been made smooth, timely and easy. We have never had such proactive and caring support - Thanks Garry, Jarrod and the Coast Finance Group team!

Jason

Client Testimonials

Natalie Spence was recommended to us after we tried many brokers who were either stuffing us around or not being able to get us what we needed. I cannot speak any more highly of Natalie, she’s the absolute best in the business! She went above and beyond for us and got us more than what we thought the bank would ever give us, she just clearly worked her magic. She’s also such a lovely lady which was a breath of fresh air after dealing with some brokers who made us feel like what we needed to purchase a home was impossible.

Thank you Natalie! We are forever grateful for helping us finally become homeowners.

Mary

Client Testimonials

We worked with Natalie and her team now for purchasing 2 properties, they were nothing short of amazing, equipped with the knowledge, skills and network in order to help us obtain financing with ease.

Couldn’t recommend her more!

Jess

Ready to get started? Let’s Talk Finance

We’d love to hear what you’re working towards and how we can help make it happen. Whether you’re ready to dive in or just want to ask a few questions – get in touch today.

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