Our Team

At Coast Finance, our strength lies in our people. We’re a close-knit team of six experienced finance professionals, united by a shared commitment to providing expert, personalised lending solutions tailored to the unique needs of clients across Newcastle, Lake Macquarie, and the Hunter Region.
With over 100 years of combined experience in residential, commercial, and SMSF lending, our team understands the complexities of finance and knows how to navigate them with skill and care. We pride ourselves on clear communication, transparency, and building long-term relationships. When you work with Coast Finance, you’re not just getting a broker, you’re gaining a trusted partner who will be with you every step of the way.

Garry has over 39 years experience in the Finance industry, and holds a Diploma In Mortgage Broking and a Diploma In Financial Planning. Prior to Coast, Garry spent over 33 years with NAB and during this time held various roles including Senior Leadership & Senior Business Banking roles, both in Newcastle and on the NSW North Coast. Garry is known for his 100% dedication to his clients with many reviews confirming his strong professionalism, communication & responsiveness. More recently, Garry was awarded as the 2025 AFG NSW/ACT Best Broker Commercial Loans.
A speciality and focus for Garry is in finance for the property development sector. This has developed over the years through his involvement in financing a range of large- and small-scale property transactions. In addition to his professional experience, Garry has personally undertaken eight residential property developments over the past decade. This hands-on knowledge allows him to support clients with a depth of insight that goes beyond finance alone.
Garry has been married to his wife Sandy for 32 years and has two children, Lochie and Sophie. Outside of work, he enjoys cricket, soccer, golf, and renovation projects.
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Natalie is a founding member of Coast Finance Group, established in December 2020. With over 25 years of experience in banking and finance, she has held senior lending leadership roles at both CBA and NAB. She holds a Bachelor of Business from the University of Newcastle and a Diploma of Finance and Mortgage Broking Management.
Natalie enjoys helping business and personal clients establish financial structures to grow their long-term wealth. She has extensive experience in commercial lending, cash flow lending, asset finance, home and investment lending, and SMSF lending. Her strong communication, finance knowledge, and credit skills have helped her build a loyal client portfolio she continues to support.
As both a business owner and a mum of two young boys, Natalie leads a busy and rewarding life. In her downtime, she enjoys staying active at the gym and outdoors, and never passes up the chance to catch up with friends over a good wine and a great cheese plate.
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With over a decade of experience in the finance industry, Jarrod began his career at NAB as a credit analyst, spending seven years building a strong foundation in residential and commercial lending, with exposure to a vast array of businesses across NSW. Jarrod joined Coast in 2021, working closely with Garry to prepare complex residential and commercial loan submissions, before transitioning into a Finance Broker role in early 2024.
Jarrod manages a portfolio of both business and individual clients, with a focus on building long-term relationships and helping them achieve their financial goals. His experience with a wide range of clients and businesses allows him to navigate diverse situations and deliver tailored solutions.
He holds a Diploma in Mortgage & Finance Broking, a Bachelor of Business (Economics) from the University of Newcastle, and a Graduate Certificate in I.T.—making him not only a trusted broker but also the unofficial in-house tech support.
Outside the office, Jarrod enjoys relaxing with his greyhounds, supporting the Newcastle Jets, and working on the home improvement and tech projects.
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With over 25 years of experience in the finance industry, Nivek has built her career on one guiding principle: Customer service comes first. She believes lending should be clear, honest, and tailored to your needs, not just about ticking boxes.
As a Loans Administrator, she helps our dedicated Finance Brokers here at Coast Finance to find the right finance solutions for each client. Whether it’s buying your first home or upgrading, property investment, refinance, securing personal funds, equipment finance or expanding your business, her focus is on simplifying the process and making sure you feel confident every step of the way.
When Nivek is not working with Natalie or on the phone you’ll often find her with a coffee in hand, enjoying a morning walk along our stunning local beaches, which is her favourite way to start the day and stay grounded.
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Emilee entered the Finance industry in 2021, bringing a strong work ethic and a focus on accuracy to her role as a Loan Administrator. She supports our brokers by coordinating loan applications from end to end, managing documentation, and ensuring smooth communication with clients and lenders. She thrives in our fast-paced, team-oriented environment and, with her eye for detail along with strong organisational skills, creates a seamless experience for clients.
She holds a Certificate IV and Diploma in Finance & Mortgage Broking. Looking ahead, Emilee is focused on growing her expertise within the Finance and Mortgage industry.
Outside of Coast, you’ll find Emilee out watching the footy, exploring new restaurants or on a plane discovering new countries.
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Sharon has been part of the Coast Finance family for 3.5 years. Known for her strong organisational skills and client-focused approach, Sharon plays a key role in ensuring smooth operations and exceptional service delivery.
Sharon is experienced in the finance industry, having spent over 35 years previously with NAB, bringing a wealth of knowledge in commercial & residential lending, leadership & customer service.
She holds a Diploma of Human Resource Management, which supports her ability to lead teams, foster positive workplace culture, and manage the people side of business with confidence and care.
Outside of work, Sharon enjoys travelling with her family, going to the theatre, staying active at the gym, and catching up with friends over coffee. She brings the same enthusiasm and balance to life as she does to her career — always striving to support others, grow professionally, and make meaningful connections.
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Ready to get started? Let’s Talk Finance
We’d love to hear what you’re working towards and how we can help make it happen. Whether you’re ready to dive in or just want to ask a few questions – get in touch today.
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