Our Team

Established Experts in Residential & Commercial Finance

At Coast Finance, our strength lies in our people. We’re a close-knit team of six experienced finance professionals, united by a shared commitment to providing expert, personalised lending solutions tailored to the unique needs of clients across Newcastle, Lake Macquarie, and the Hunter Region.

With over 100 years of combined experience in residential, commercial, and SMSF lending, our team understands the complexities of finance and knows how to navigate them with skill and care. We pride ourselves on clear communication, transparency, and building long-term relationships. When you work with Coast Finance, you’re not just getting a broker, you’re gaining a trusted partner who will be with you every step of the way.

Meet the team

Garry Green

Director & Co-Founder, Coast Finance Group

Garry has over 39 years experience in the Finance industry, and holds a Diploma In Mortgage Broking and a Diploma In Financial Planning. Prior to Coast, Garry spent over 33 years with NAB and during this time held various roles including Senior Leadership & Senior Business Banking roles, both in Newcastle and on the NSW North Coast. Garry is known for his 100% dedication to his clients with many reviews confirming his strong professionalism, communication & responsiveness. More recently, Garry was awarded as the 2025 AFG NSW/ACT Best Broker Commercial Loans.

A speciality and focus for Garry is in finance for the property development sector. This has developed over the years through his involvement in financing a range of large- and small-scale property transactions. In addition to his professional experience, Garry has personally undertaken eight residential property developments over the past decade. This hands-on knowledge allows him to support clients with a depth of insight that goes beyond finance alone.

Garry has been married to his wife Sandy for 32 years and has two children, Lochie and Sophie. Outside of work, he enjoys cricket, soccer, golf, and renovation projects.

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Natalie Spence

Director & Co-Founder, Coast Finance Group

Natalie is a founding member of Coast Finance Group, established in December 2020. With over 25 years of experience in banking and finance, she has held senior lending leadership roles at both CBA and NAB. She holds a Bachelor of Business from the University of Newcastle and a Diploma of Finance and Mortgage Broking Management.

Natalie enjoys helping business and personal clients establish financial structures to grow their long-term wealth. She has extensive experience in commercial lending, cash flow lending, asset finance, home and investment lending, and SMSF lending. Her strong communication, finance knowledge, and credit skills have helped her build a loyal client portfolio she continues to support.


As both a business owner and a mum of two young boys, Natalie leads a busy and rewarding life. In her downtime, she enjoys staying active at the gym and outdoors, and never passes up the chance to catch up with friends over a good wine and a great cheese plate.

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Jarrod Glover

Finance Broker

With over a decade of experience in the finance industry, Jarrod began his career at NAB as a credit analyst, spending seven years building a strong foundation in residential and commercial lending, with exposure to a vast array of businesses across NSW. Jarrod joined Coast in 2021, working closely with Garry to prepare complex residential and commercial loan submissions, before transitioning into a Finance Broker role in early 2024.

 

Jarrod manages a portfolio of both business and individual clients, with a focus on building long-term relationships and helping them achieve their financial goals. His experience with a wide range of clients and businesses allows him to navigate diverse situations and deliver tailored solutions.

He holds a Diploma in Mortgage & Finance Broking, a Bachelor of Business (Economics) from the University of Newcastle, and a Graduate Certificate in I.T.—making him not only a trusted broker but also the unofficial in-house tech support.

 

Outside the office, Jarrod enjoys relaxing with his greyhounds, supporting the Newcastle Jets, and working on the home improvement and tech projects.

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Nivek Logue

Broker Associate

With over 25 years of experience in the finance industry, Nivek has built her career on one guiding principle: Customer service comes first.  She believes lending should be clear, honest, and tailored to your needs, not just about ticking boxes.

As a Loans Administrator, she helps our dedicated Finance Brokers here at Coast Finance to find the right finance solutions for each client. Whether it’s buying your first home or upgrading, property investment, refinance, securing personal funds, equipment finance or expanding your business, her focus is on simplifying the process and making sure you feel confident every step of the way.

When Nivek is not working with Natalie or on the phone you’ll often find her with a coffee in hand, enjoying a morning walk along our stunning local beaches, which is her favourite way to start the day and stay grounded.

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Emilee Stitt

Broker Associate

Emilee entered the Finance industry in 2021, bringing a strong work ethic and a focus on accuracy to her role as a Loan Administrator. She supports our brokers by coordinating loan applications from end to end, managing documentation, and ensuring smooth communication with clients and lenders. She thrives in our fast-paced, team-oriented environment and, with her eye for detail along with strong organisational skills, creates a seamless experience for clients.

She holds a Certificate IV and Diploma in Finance & Mortgage Broking. Looking ahead, Emilee is focused on growing her expertise within the Finance and Mortgage industry.

Outside of Coast, you’ll find Emilee out watching the footy, exploring new restaurants or on a plane discovering new countries.

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Sharon Crich

Client Services Manager

Sharon has been part of the Coast Finance family for 3.5 years. Known for her strong organisational skills and client-focused approach, Sharon plays a key role in ensuring smooth operations and exceptional service delivery.

Sharon is experienced in the finance industry, having spent over 35 years previously with NAB, bringing a wealth of knowledge in commercial & residential lending, leadership & customer service.  

She holds a Diploma of Human Resource Management, which supports her ability to lead teams, foster positive workplace culture, and manage the people side of business with confidence and care.

Outside of work, Sharon enjoys travelling with her family, going to the theatre, staying active at the gym, and catching up with friends over coffee. She brings the same enthusiasm and balance to life as she does to her career — always striving to support others, grow professionally, and make meaningful connections.

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Client Testimonials

Garry, Jarrod and the team at Coast Finance have assisted us with several commercial transactions over the years. I could not recommend their services highly enough; their understanding of the entire development process, from feasibility to lending and development costs, is second to none.

They have done incredible work to secure lending in tight situations on tight timelines.

Adon

Client Testimonials

My husband and I had a great experience with Garry and his team. They were professional , super responsive, and incredibly knowledgeable. They were really patient to explain all our options clearly and guided us through out the process seamlessly. We highly recommend Garry and his to anyone looking for a reliable and trustworthy mortgage broker!

Josu

Client Testimonials

Natalie, Sharon & Nivek made financing and purchasing our new home a breeze. While we fell in love with the home they did all the hard work. Nothing was too much trouble, phone calls were answered every time, queries were answered and attended too with no hassles. And best of all they were just lovely people to deal with. Wish i'd met them years ago!

Mark S.

Client Testimonials

Natalie at Coast finance was truly excellent. She made the process of buying a house as stress free as possible. She made the loan applications and transfer of security for our home and business loans very straightforward, even though it wasn’t a simple application. Will be using again for all personal and business finance needs.

Nicholas

Client Testimonials

Garry did a brilliant job at arranging finance options for my new investment. I ended up with a deal not so easily available and is a game-changer. Definitely be going back to Garry for my next deal.

Richard

Client Testimonials

I could not speak more highly of Natalie Spence and the team from Coast Finance Group. They acted very quickly and efficiently to organise finance for me ensuring that I was kept informed every step of the way. Thank you Natalie.

Judy

Client Testimonials

Garry and the team at Coast were excellent to work with. The communication was great, service fast and friendly, and overall it was a great customer focused experience that I can recommend to others looking for an honest mortgage broker.

Mark

Client Testimonials

We were introduced to Natalie, Nivek and the Coast Finance team by our financial adviser, and could not recommend them highly enough. Natalie went above and beyond throughout the entire finance process. She was transparent, proactive and genuinely invested in getting the best possible outcome for us, which stood out from the beginning.

The level of confidence, professionalism and knowledge across the team was immediately apparent and made a huge difference when navigating a process that can be quite complex and stressful. Even though much of the work happens behind the scenes, it was obvious there was a lot of effort going into every step. No question was ever too much, and we always felt like Natalie and Nivek were genuinely advocating for us rather than just pushing through another application.

We’re incredibly grateful for all the hard work from the whole team and could not have asked for a better experience. Highly recommend.

SuperValley22

Client Testimonials

We have successfully resolved numerous loan finance activities in the last two years - and all have been made smooth, timely and easy. We have never had such proactive and caring support - Thanks Garry, Jarrod and the Coast Finance Group team!

Jason

Client Testimonials

Natalie Spence was recommended to us after we tried many brokers who were either stuffing us around or not being able to get us what we needed. I cannot speak any more highly of Natalie, she’s the absolute best in the business! She went above and beyond for us and got us more than what we thought the bank would ever give us, she just clearly worked her magic. She’s also such a lovely lady which was a breath of fresh air after dealing with some brokers who made us feel like what we needed to purchase a home was impossible.

Thank you Natalie! We are forever grateful for helping us finally become homeowners.

Mary

Client Testimonials

We worked with Natalie and her team now for purchasing 2 properties, they were nothing short of amazing, equipped with the knowledge, skills and network in order to help us obtain financing with ease.

Couldn’t recommend her more!

Jess

Ready to get started? Let’s Talk Finance

We’d love to hear what you’re working towards and how we can help make it happen. Whether you’re ready to dive in or just want to ask a few questions – get in touch today.

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